E-2 Visa for Startup Founders 2026: How Much Investment Do You Need?

How startup founders from treaty countries qualify for the E-2 investor visa with investment amounts, evidence, and strategies for 2026.

How startup founders from treaty countries qualify for the E-2 investor visa with investment amounts, evidence, and strategies for 2026.

QUICK ANSWER

Startup founders from treaty countries can obtain the E-2 visa by investing a substantial amount of capital in their U.S. business. While there is no fixed minimum, startup investments typically range from $100,000-$200,000+ to meet the substantiality requirement. The DS-160 fee is $205 plus a $250 Visa Integrity Fee. The E-2 has no annual cap, no lottery, and processing takes 2-8 weeks at U.S. consulates. Founders must own at least 50% of the business and actively direct operations.

KEY TAKEAWAYS

  • No fixed minimum investment, but startups typically need $100,000-$200,000+ to meet the "substantial" threshold.

  • The founder must be a national of a treaty country (India, China, Russia, and Brazil are not eligible).

  • The investment must be "at risk" and committed to the business - funds in escrow or uncommitted bank accounts do not qualify.

  • The business must not be "marginal" - it must have potential to generate income beyond supporting only the founder's family.

  • The E-2 has no annual cap, no lottery, and can be renewed indefinitely.

  • E-2 processing is handled at U.S. consulates (2-8 weeks), not through USCIS.

  • The E-2 does not directly lead to a green card, but founders can transition to EB-2 NIW, EB-1A, or EB-5.

KEY TAKEAWAYS

  • No fixed minimum investment, but startups typically need $100,000-$200,000+ to meet the "substantial" threshold.

  • The founder must be a national of a treaty country (India, China, Russia, and Brazil are not eligible).

  • The investment must be "at risk" and committed to the business - funds in escrow or uncommitted bank accounts do not qualify.

  • The business must not be "marginal" - it must have potential to generate income beyond supporting only the founder's family.

  • The E-2 has no annual cap, no lottery, and can be renewed indefinitely.

  • E-2 processing is handled at U.S. consulates (2-8 weeks), not through USCIS.

  • The E-2 does not directly lead to a green card, but founders can transition to EB-2 NIW, EB-1A, or EB-5.

Table of Content

Can Startup Founders Get an E-2 Visa?

Yes. The E-2 treaty investor visa is one of the most popular options for entrepreneurs from treaty countries who want to start or operate a business in the United States. Unlike the H-1B (which requires a lottery) or the O-1A (which requires extraordinary ability), the E-2 focuses on business investment and operational control.

Learn more about the E-2 visa

How Much Investment Do Startups Need?

The "Substantiality" Test

There is no fixed dollar minimum. Consular officers evaluate substantiality based on:

  • Proportionality: The investment must be substantial relative to the total cost of establishing the business type. A $50,000 investment in a $60,000 business (83%) is more substantial than $50,000 for a $500,000 business (10%).

  • Commitment: Funds must be irrevocably committed to the business (spent on equipment, inventory, lease, payroll, etc.)

  • At Risk: The capital must be subject to partial or total loss if the business fails.

Typical Investment Ranges

Business Type

Typical Minimum Investment

Online/tech startup

$100,000-$150,000

Service business

$100,000-$200,000

Retail/restaurant

$150,000-$300,000

Franchise

$150,000-$500,000

Manufacturing

$200,000-$500,000+

What Counts as "Investment"

  • Equipment and technology purchases

  • Lease payments and office build-out

  • Inventory and supplies

  • Employee salaries (first few months)

  • Marketing and operational expenses

  • Software development costs

  • Professional service fees (legal, accounting)

What Does NOT Count

  • Uncommitted funds in a bank account

  • Personal living expenses

  • Funds held in escrow pending visa approval

  • Borrowed funds from the enterprise itself

Startup-Specific E-2 Strategy

Business Plan Requirements

A strong business plan is critical for startup E-2 applications. Include:

  • Executive summary of the business concept

  • Market analysis and competitive landscape

  • 5-year financial projections

  • Job creation timeline (showing the business is not "marginal")

  • Marketing and growth strategy

  • Investment breakdown showing how funds are deployed

Proving Non-Marginality

USCIS and consular officers deny E-2 applications for "marginal" enterprises. Your business must demonstrate potential to:

  • Generate significant income beyond supporting the founder's family

  • Create jobs for U.S. workers

  • Contribute to the local economy

  • Show a realistic growth trajectory

Processing Time and Costs 2026

Item

Cost / Timeline

DS-160 fee

$205

Visa Integrity Fee

$250

Consular processing

2-8 weeks

Business formation

$500-$5,000

Attorney fees

$5,000-$15,000

Initial duration

2-5 years (varies by treaty)

Renewals

Unlimited

E-2 vs O-1A for Startup Founders

Feature

E-2

O-1A

Requirement

Substantial investment + treaty country

Extraordinary ability (3 of 8 criteria)

Investment Required

$100,000-$200,000+

None

Treaty Country Required

Yes

No

Annual Cap

None

None

Processing

Consular (2-8 weeks)

USCIS (15 days premium)

Duration

2-5 years, unlimited renewals

Up to 3 years, unlimited extensions

Green Card Path

No direct path

EB-1A, EB-2 NIW

Best For

Founders with capital from treaty countries

Founders with extraordinary achievements

Learn more about the O-1A visa

Common Mistakes

1. Insufficient Investment Amount

Investing too little relative to the business type is the most common denial reason. Ensure the investment is proportionally substantial.

2. Funds Not "At Risk"

Keeping funds in escrow pending visa approval defeats the "at risk" requirement. Deploy funds before the visa interview.

3. No Job Creation Plan

A one-person business with no employees and no growth plan may be deemed "marginal." Include hiring projections.

4. Poor Source of Funds Documentation

Consular officers require evidence of legitimate source of funds: bank statements, tax returns, sale of assets, inheritance documentation, or investor funding.

Sources

Can Startup Founders Get an E-2 Visa?

Yes. The E-2 treaty investor visa is one of the most popular options for entrepreneurs from treaty countries who want to start or operate a business in the United States. Unlike the H-1B (which requires a lottery) or the O-1A (which requires extraordinary ability), the E-2 focuses on business investment and operational control.

Learn more about the E-2 visa

How Much Investment Do Startups Need?

The "Substantiality" Test

There is no fixed dollar minimum. Consular officers evaluate substantiality based on:

  • Proportionality: The investment must be substantial relative to the total cost of establishing the business type. A $50,000 investment in a $60,000 business (83%) is more substantial than $50,000 for a $500,000 business (10%).

  • Commitment: Funds must be irrevocably committed to the business (spent on equipment, inventory, lease, payroll, etc.)

  • At Risk: The capital must be subject to partial or total loss if the business fails.

Typical Investment Ranges

Business Type

Typical Minimum Investment

Online/tech startup

$100,000-$150,000

Service business

$100,000-$200,000

Retail/restaurant

$150,000-$300,000

Franchise

$150,000-$500,000

Manufacturing

$200,000-$500,000+

What Counts as "Investment"

  • Equipment and technology purchases

  • Lease payments and office build-out

  • Inventory and supplies

  • Employee salaries (first few months)

  • Marketing and operational expenses

  • Software development costs

  • Professional service fees (legal, accounting)

What Does NOT Count

  • Uncommitted funds in a bank account

  • Personal living expenses

  • Funds held in escrow pending visa approval

  • Borrowed funds from the enterprise itself

Startup-Specific E-2 Strategy

Business Plan Requirements

A strong business plan is critical for startup E-2 applications. Include:

  • Executive summary of the business concept

  • Market analysis and competitive landscape

  • 5-year financial projections

  • Job creation timeline (showing the business is not "marginal")

  • Marketing and growth strategy

  • Investment breakdown showing how funds are deployed

Proving Non-Marginality

USCIS and consular officers deny E-2 applications for "marginal" enterprises. Your business must demonstrate potential to:

  • Generate significant income beyond supporting the founder's family

  • Create jobs for U.S. workers

  • Contribute to the local economy

  • Show a realistic growth trajectory

Processing Time and Costs 2026

Item

Cost / Timeline

DS-160 fee

$205

Visa Integrity Fee

$250

Consular processing

2-8 weeks

Business formation

$500-$5,000

Attorney fees

$5,000-$15,000

Initial duration

2-5 years (varies by treaty)

Renewals

Unlimited

E-2 vs O-1A for Startup Founders

Feature

E-2

O-1A

Requirement

Substantial investment + treaty country

Extraordinary ability (3 of 8 criteria)

Investment Required

$100,000-$200,000+

None

Treaty Country Required

Yes

No

Annual Cap

None

None

Processing

Consular (2-8 weeks)

USCIS (15 days premium)

Duration

2-5 years, unlimited renewals

Up to 3 years, unlimited extensions

Green Card Path

No direct path

EB-1A, EB-2 NIW

Best For

Founders with capital from treaty countries

Founders with extraordinary achievements

Learn more about the O-1A visa

Common Mistakes

1. Insufficient Investment Amount

Investing too little relative to the business type is the most common denial reason. Ensure the investment is proportionally substantial.

2. Funds Not "At Risk"

Keeping funds in escrow pending visa approval defeats the "at risk" requirement. Deploy funds before the visa interview.

3. No Job Creation Plan

A one-person business with no employees and no growth plan may be deemed "marginal." Include hiring projections.

4. Poor Source of Funds Documentation

Consular officers require evidence of legitimate source of funds: bank statements, tax returns, sale of assets, inheritance documentation, or investor funding.

Sources

Frequently Asked Questions

Can I use venture capital funding as my E-2 investment?

It is complex. The investment must come from the treaty investor personally. VC funding that goes directly to the company may not count as the investor's personal investment. However, if the founder personally invested their own funds (even if the company also received VC), the personal investment can qualify. Consult an immigration attorney for structuring.

Can I use venture capital funding as my E-2 investment?

Can Indian or Chinese nationals get an E-2 visa?

No. India, China, Russia, and Brazil do not have qualifying E-2 treaties with the U.S. Nationals of these countries should consider the O-1A visa (extraordinary ability), L-1A (intracompany transfer), EB-2 NIW (self-petition green card), or EB-5 investor visa as alternatives.

Can Indian or Chinese nationals get an E-2 visa?

Can I renew my E-2 visa indefinitely?

Yes, as long as the business remains operational and the treaty conditions are met. There is no maximum number of renewals. However, the E-2 is not a dual-intent visa and does not directly lead to a green card. Many founders maintain E-2 status while pursuing green card options through EB-2 NIW, EB-1A, or EB-5.

Can I renew my E-2 visa indefinitely?

How quickly can I get an E-2 visa?

E-2 processing at U.S. consulates typically takes 2-8 weeks, making it one of the fastest work visa options. Unlike the H-1B (lottery) or USCIS-processed visas (months of processing), the E-2 can be obtained relatively quickly once the investment is made and documentation is prepared.

How quickly can I get an E-2 visa?

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