The ROI of Self-Petitioned Visas: Is Spending $20K on EB-1A Worth It vs Waiting for Employer Sponsorship?
Self-petitioned green cards (EB-1A, NIW) cost $15,000-$30,000 out of pocket but can save Indians 10-15 years of waiting. Here's how to calculate whether the investment makes sense for you.
For most Indians and Chinese on employer-sponsored tracks, self-petitioned green cards offer massive ROI. EB-1A costs ~$20,000-$30,000 but has no backlog, meaning green card in 2-3 years vs 10-15+ years for employer-sponsored EB-2.
The value: 10+ years of career freedom, no employer dependency, ability to start companies, negotiate freely, and change jobs without visa concerns. For non-backlog countries, the ROI is smaller but still significant for career flexibility.
Key Takeaways
Time is money
For Indians, employer-sponsored EB-2 means 10-15 years of career restrictions. EB-1A means freedom in 2-3 years.
Career flexibility has enormous value
Green card holders can switch jobs, start companies, negotiate without fear, and invest without restrictions.
The $20K investment pays back quickly
Higher salaries from negotiating without visa dependency, starting companies, or changing jobs often exceed $20K within 1-2 years.
For non-backlog countries, ROI is different
No time savings, but independence from employer + ability to self-petition has value.
Risk assessment matters
If you're not confident in EB-1A approval, the $20K could be lost to denial.
Employer-sponsored green card isn't "free"
You pay with years of career limitations, lower negotiating power, and job insecurity.
Key Takeaways
Time is money
For Indians, employer-sponsored EB-2 means 10-15 years of career restrictions. EB-1A means freedom in 2-3 years.
Career flexibility has enormous value
Green card holders can switch jobs, start companies, negotiate without fear, and invest without restrictions.
The $20K investment pays back quickly
Higher salaries from negotiating without visa dependency, starting companies, or changing jobs often exceed $20K within 1-2 years.
For non-backlog countries, ROI is different
No time savings, but independence from employer + ability to self-petition has value.
Risk assessment matters
If you're not confident in EB-1A approval, the $20K could be lost to denial.
Employer-sponsored green card isn't "free"
You pay with years of career limitations, lower negotiating power, and job insecurity.
Table of Content
The True Cost of Employer-Sponsored Green Cards
What employer sponsorship "costs" you:
1. Time (Most Significant)
India EB-2: 10-15+ years waiting
China EB-2: 2-5 years waiting
Most countries: 1-3 years waiting
2. Career Flexibility
Must stay with employer (or risk losing place in line)
Limited negotiating power (employer knows you're visa-dependent)
Can't easily switch to higher-paying opportunities
Can't start your own company
3. Job Security Risk
If laid off, must find new sponsor within 60 days
Priority date can be lost if I-140 not approved for 180 days
Employer controls your immigration status
4. Salary Suppression
Studies show H-1B workers earn 10-15% less than comparable citizens
You can't negotiate aggressively when employer controls visa
"Golden handcuffs" keep you in suboptimal roles
5. Life Planning Uncertainty
Can't commit to buying house (might be forced to leave)
Hesitant to have children (unclear long-term status)
Parents can't visit easily (dependent on your visa stability)
The ROI Calculation for Indians
Scenario: Indian software engineer, 30 years old, $200K salary
Option A: Employer-Sponsored EB-2
Cost: $0 (employer pays most fees)
Timeline: ~15 years to green card
Green card at age: 45
Years of restricted career: 15
Option B: Self-Petitioned EB-1A
Cost: $25,000 (self-paid)
Timeline: ~2-3 years to green card
Green card at age: 32-33
Years of restricted career: 2-3
Value of 12+ Years of Career Freedom:
1. Salary Negotiation Power
With green card, can negotiate 10-15% higher salary
$200K × 10% = $20K/year additional
Over 12 years: $240K additional earnings
2. Job Mobility
Can switch to higher-paying opportunities
Estimated value: $50K-$200K in career advancement
3. Entrepreneurship Optionality
Can start company without visa complications
Value: Potentially unlimited
4. Reduced Stress/Life Planning
Can buy house, plan family, bring parents
Value: Priceless (but real)
Total Estimated Value: $300K-$500K+ over 12 years
ROI: Invest $25K, gain $300K+ = 12-20x return
The ROI Calculation for Chinese
Scenario: Chinese researcher, 35 years old, $180K salary
Option A: Employer-Sponsored EB-2
Cost: $0
Timeline: ~5 years to green card
Green card at age: 40
Years of restricted career: 5
Option B: Self-Petitioned EB-1A
Cost: $25,000
Timeline: ~2-3 years to green card
Green card at age: 37-38
Years of restricted career: 2-3
Value of 2-3 Years of Career Freedom:
1. Salary Negotiation
10% higher salary for 2-3 years
$180K × 10% × 2.5 years = $45K
2. Job Mobility
2-3 years earlier freedom to change jobs
Value: Variable but real
3. Reduced Risk
Not dependent on employer for 2-3 additional years
Value: Risk mitigation
Total Estimated Value: $50K-$100K over 2-3 years
ROI: Invest $25K, gain $50K-$100K = 2-4x return
The ROI for Non-Backlog Countries
Scenario: Brazilian engineer, 32 years old, $170K salary
Option A: Employer-Sponsored EB-2
Cost: $0
Timeline: ~2-3 years to green card
Years of restricted career: 2-3
Option B: Self-Petitioned EB-1A
Cost: $25,000
Timeline: ~2-3 years to green card
Years of restricted career: 2-3
Time savings: Minimal (no backlog for either path)
Value is different:
Independence from employer during process
No need to stay at current job for sponsorship
Can change jobs immediately without affecting case
Survives layoffs (employer doesn't control your green card)
ROI calculation:
If employer sponsorship works smoothly: ROI is lower (mainly independence value)
If you want to change jobs or start company: ROI is high (enables career moves)
If you get laid off during process: ROI is extremely high (saves your green card)
Conclusion for non-backlog countries: ROI depends on your specific situation. If career flexibility is valuable to you, self-petition is worth it. If you're happy staying at current employer, employer sponsorship may be sufficient.
Risk-Adjusted ROI: What If EB-1A Is Denied?
The risk: You spend $25K on EB-1A and it's denied.
Must stay with employer (or risk losing place in line)
Limited negotiating power (employer knows you're visa-dependent)
Can't easily switch to higher-paying opportunities
Can't start your own company
3. Job Security Risk
If laid off, must find new sponsor within 60 days
Priority date can be lost if I-140 not approved for 180 days
Employer controls your immigration status
4. Salary Suppression
Studies show H-1B workers earn 10-15% less than comparable citizens
You can't negotiate aggressively when employer controls visa
"Golden handcuffs" keep you in suboptimal roles
5. Life Planning Uncertainty
Can't commit to buying house (might be forced to leave)
Hesitant to have children (unclear long-term status)
Parents can't visit easily (dependent on your visa stability)
The ROI Calculation for Indians
Scenario: Indian software engineer, 30 years old, $200K salary
Option A: Employer-Sponsored EB-2
Cost: $0 (employer pays most fees)
Timeline: ~15 years to green card
Green card at age: 45
Years of restricted career: 15
Option B: Self-Petitioned EB-1A
Cost: $25,000 (self-paid)
Timeline: ~2-3 years to green card
Green card at age: 32-33
Years of restricted career: 2-3
Value of 12+ Years of Career Freedom:
1. Salary Negotiation Power
With green card, can negotiate 10-15% higher salary
$200K × 10% = $20K/year additional
Over 12 years: $240K additional earnings
2. Job Mobility
Can switch to higher-paying opportunities
Estimated value: $50K-$200K in career advancement
3. Entrepreneurship Optionality
Can start company without visa complications
Value: Potentially unlimited
4. Reduced Stress/Life Planning
Can buy house, plan family, bring parents
Value: Priceless (but real)
Total Estimated Value: $300K-$500K+ over 12 years
ROI: Invest $25K, gain $300K+ = 12-20x return
The ROI Calculation for Chinese
Scenario: Chinese researcher, 35 years old, $180K salary
Option A: Employer-Sponsored EB-2
Cost: $0
Timeline: ~5 years to green card
Green card at age: 40
Years of restricted career: 5
Option B: Self-Petitioned EB-1A
Cost: $25,000
Timeline: ~2-3 years to green card
Green card at age: 37-38
Years of restricted career: 2-3
Value of 2-3 Years of Career Freedom:
1. Salary Negotiation
10% higher salary for 2-3 years
$180K × 10% × 2.5 years = $45K
2. Job Mobility
2-3 years earlier freedom to change jobs
Value: Variable but real
3. Reduced Risk
Not dependent on employer for 2-3 additional years
Value: Risk mitigation
Total Estimated Value: $50K-$100K over 2-3 years
ROI: Invest $25K, gain $50K-$100K = 2-4x return
The ROI for Non-Backlog Countries
Scenario: Brazilian engineer, 32 years old, $170K salary
Option A: Employer-Sponsored EB-2
Cost: $0
Timeline: ~2-3 years to green card
Years of restricted career: 2-3
Option B: Self-Petitioned EB-1A
Cost: $25,000
Timeline: ~2-3 years to green card
Years of restricted career: 2-3
Time savings: Minimal (no backlog for either path)
Value is different:
Independence from employer during process
No need to stay at current job for sponsorship
Can change jobs immediately without affecting case
Survives layoffs (employer doesn't control your green card)
ROI calculation:
If employer sponsorship works smoothly: ROI is lower (mainly independence value)
If you want to change jobs or start company: ROI is high (enables career moves)
If you get laid off during process: ROI is extremely high (saves your green card)
Conclusion for non-backlog countries: ROI depends on your specific situation. If career flexibility is valuable to you, self-petition is worth it. If you're happy staying at current employer, employer sponsorship may be sufficient.
Risk-Adjusted ROI: What If EB-1A Is Denied?
The risk: You spend $25K on EB-1A and it's denied.